A home builder defaults midstream in the completion of home. Suppliers and subcontractors file multiple liens against the property. The bewildered homeowner asks for backup to avoid paying twice for the same materials and to assure that what is claimed is truly due. One material supplier determines not to provide backup and instead has its counsel file suit to foreclose on its $3,000.00 lien. Counsel is told immediately that the homeowner desires to resolve the lien. The suppliers' counsel sends a payoff letter asking for $4,200.00 in legal fees and 18% interest on the lien. The sole legal work done up to that point has been to prepare and file a simple supplier lien foreclosure complaint. Backup is requested on the legal fees.